A healing Veteran, in a new house, facing a $900 electrical bill on my pension, I knew I was in trouble. After Mike and Tom came over and searched the house well, they came up with 3 options. The first 2 were for very good cost-efficient systems, but I was thinking long term. I was on a veteran pension now unable to work anymore, so going from $900 to $450 was still not an option. I went with option 3. They installed in 3 Fujitsu ductless heat pumps giving me 14.4 HSPF and 33 SEER for those sum baked days. WOW!!! After the first week, it was already paying off big time. I went from 165.19kWh use to a 33.19kWh use. Maybe $145 power bill now in the coldest part of winter. And this is an outside temperature that is 3 degrees lower! I have not yet used the multi options available in these units that would save me more! Such as room monitor, dropping the temp 4 degrees when the room is vacant for long periods or the nighttime sleep function. If you’re having doughts forking out a bit more for high-end Fujitsu’s, do it. They will pay for themselves fast. I highly recommend Mike and Tom, their work was high end, and their demeanor is friendly.